For those who want to change their lives Scheme 60/10/10/10/10 | Just Habits

For those who want to change their lives
Scheme 60/10/10/10/10

It's important to be able to plan not only your time, but also your budget
This will be extra motivation to improve your performance!

The following chart will help with this:

60% - basic expenses(food, clothing, transportation)
10% are retirement savings.
10% - long-term purchases and payments (car purchases, debts)
10% - irregular expenses (repairs, large gifts)
Entertainment: 10% - Recreational spending.

If you have a lot of debt, you should redirect 10% of your retirement savings to that area until the debt is paid off or your financial situation improves.

Learn to plan your budget and you can improve your life many times over! I will not enumerate the magical properties of money